- Financial product design
- Wealth Management
In order to better serve customers, the Bank established a wealth management product research and development team. Product design is mainly based on independent development, supplemented by joint development with external investment management agencies.
The design of the Bank's wealth management products strictly complies with relevant national policies and regulations. It is based on the needs of customers and the state of the investment market, and adheres to the principle of innovation and risk control. Based on the Bank's long-term development, it continuously develops new products to enrich the Bank's Invest in wealth management product lines to meet customers' investment and wealth management needs.
The Bank attaches great importance to the management of wealth management products during its existence. Relatively scientific management processes and risk control measures ensure the steady development of wealth management business!
In the early stages of wealth management product development, professional staff of the Bank prepared a wealth management product specification to clarify the terms of capital investment, income calculation, customer funds clearing, subscription procedures, risk prompts, etc. At the same time, product sales departments and personnel are fully familiar with product features and product terms and invest Product risk training; during product operation, strict investment management, risk tracking and control, information disclosure and liquidation of investment income due to product maturity, and post-event statistical analysis of product operation.