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Announcement on the sale of the 18th large deposit certificate in 2019
2019-09-28 07:13:10 Yibin City Commercial Bank

Dear Customer:

2019 9 29 日至 10 29 日期间发售大额存单 2019 年第 18 期,现将有关事宜公告如下: The Bank will issue large deposit certificates for the 18th period of 2019 from September 29 to October 29 , 2019. The relevant matters are now announced as follows:

Product introduction

The large deposit certificate is a book-type large deposit certificate issued by the Bank to individual, corporate, and institutional customers. It is a deposit-type financial product and is a general deposit.

Release information

3 个月期、 6 个月期、 1 年期、 2 年期和 3 年期。 The large certificates of deposit offered in this period are personal large certificates of deposit, with 3 -month, 6 -month, 1- year, 2- year, and 3- year terms. The starting point of the product, the sales volume, and the annualized interest rate are as follows:

product name the term Subscription starting amount Minimum incremental amount Offered Annualized interest rate Target of sale
Personal large deposit certificate 201918 3 months 3 months 200,000 yuan 1 Yuan 5 million yuan 1.705% personal
Personal large deposit certificate 201918 6 months 6 months 200,000 yuan 1 Yuan 5 million yuan 2.015% personal
Personal large deposit certificate 201918 1 year 1 year 200,000 yuan 1 Yuan 20 million yuan 2.325% personal
Personal large deposit certificate 201918 2 years 2 years 200,000 yuan 1 Yuan 15 million yuan 3.255% personal
Personal large deposit certificate 201918 3 years 3 years 200,000 yuan 1 Yuan 15 million yuan 4.2625% personal

Distribution channels

Yibin City Commercial Bank has all the counters under its jurisdiction.

Ways to purchase

Customers hold valid IDs to purchase at the counters of our branches.

Product advantages

§ High yield: The interest rate of this product is higher than the existing time deposit interest rate of the same period.

§ Good liquidity: This product can handle all / part of advance withdrawal, pledge loan and certificate of deposit.

§ Strong security: This product is a standard deposit with guaranteed principal and interest. There is no risk of loss of principal and income.

friendly reminder

§   This period of product allows full or partial advance withdrawal, and part of the early withdrawal is based on the interest rate of our bank's listed time deposit on the withdrawal date (the 3-month advance withdrawal part is calculated based on our bank's current deposit interest rate on the withdrawal date) . 金额,如低于本期产品的认购起点金额 ,应办理全额提前支取。 For partial advance withdrawal, the balance of the certificate of deposit after early withdrawal shall not be lower than the starting point of the product for the current period. If it is lower than the starting point of the product for the current period , the full advance withdrawal shall be processed.

利率计息;已满 6 个月但未满 1 年的,按支取日我行挂牌 6 个月定期存款利率计息;已满 1 年但未满 2 年的,按支取日我行挂牌 1 年定期存款利率计息;已满 2 年但未满 3 年的,按支取日我行挂牌 2 年定期存款利率计息。 § The rules of interest calculation for early withdrawal of products in this period are as follows: if it is less than 3 months, the interest will be calculated based on the current deposit interest rate listed on our bank; if it is 3 months but less than 6 months, our bank will be listed on the withdrawal date 3 The interest rate is calculated on the monthly fixed deposit rate; if it is 6 months but less than 1 year, the interest is calculated based on the 6 -month time deposit interest rate listed on the bank ; The interest rate is calculated on the 1- year time deposit interest rate listed on the bank ; if it is 2 years but less than 3 years, the interest is calculated on the 2 year time deposit interest rate listed on the bank .

§   The products in this issue are not redeemable and non-transferable.

§   The product of this period is the year-to-month-to-day of the corresponding period after the value date of the large deposit certificate held by the depositor (if the corresponding month does not actually exist, the last day of the month). On the expiration date of the large deposit certificate held by the depositor, the principal of the deposit certificate is automatically transferred to a one-year time deposit certificate, and the interest is transferred to the original deposit transfer account designated by the depositor (the interest on the deposit certificate expiration date does not count).

§   This season's product quota is limited, first come first served, sold out.

0831 96578 For details, please contact each business branch of Yibin City Commercial Bank or customer service phone 0831-96578 .

Special announcement  

 

Yibin City Commercial Bank

9 28 September 28 , 2019

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