Refers to the credit granted by our bank to the senior management members of Yibin Baijiu Enterprise Mutual Aid Association, and within the credit limit, the loan issued by the executive based on the credit of the executive is used for the production and operation of the liquor company or personal consumption loan.
借款对象覆盖面广，包括酒类企业实际控制人、主要股东、财务负责人 等； 1. Wide coverage of borrowing objects, including actual controllers, major shareholders, and financial leaders of alcohol companies ;
用于借款人所在酒类企业生产经营或个人消费 ； 2. The loan has a wide range of uses, which can be used for the production and operation of the liquor company where the borrower is located or for personal consumption ;
3. Flexible guarantee methods, the borrower can use credit to grant credit;
100 万元。 4. The credit line is high, which can reach 1 million yuan.
借款人必须是 宜宾市白酒企业互助会会员单位的高管人员，具备完全民事行为能力且年龄不超过60 周岁 ； 1. The borrower must be a senior executive member of Yibin Baijiu Enterprise Mutual Aid Membership, have full civil capacity and be under 60 years of age ;
2. The borrower has no bad credit history within three years;
经营正常，资信良好 ； 3. The liquor company where the borrower operates is operating normally and has good credit standing ;
借款人及所在酒类企业在我行开立结算账户，且在我行的日均存款余额不低于50 万元。 4. The borrower and the liquor company opened a settlement account with our bank, and the average daily deposit balance in our bank is not less than 500,000 yuan.